Becoming a member of the WOOW loyalty program is simple:
If you are already registered
to Flexx Click Internet Banking ;
- Enter your personal Flexx Click Internet Banking page
- Locate the WOOW program tab and click on it
- Accept the program Terms & Conditions that pop up
If you are not registered
to Flexx Click Internet Banking ;
- Register to SAIB personal Flexx Click Internet Banking
- Enter your personal Flexx Click Internet Banking page
- Locate the WOOW program tab and click on it
- Accept the program Terms & Conditions that pop up
As soon as you become a member, you will start earning points from all eligible banking transactions.
The points you earn can be redeemed for a wide range of rewards and more through WooW e-catalog, also located within your personal Flexx Click internet banking page.
How to Earn Points
Accounts
| Account Type | Earn | Condition | Points Credited |
|---|---|---|---|
| Private Welcome points | 10,000 Points | One Time Only | Within 4 Days |
| Platinum Welcome Points | 5,000 Points | One Time Only | Within 4 Days |
| Gold Welcome Points | 2,500 Points | One Time Only | Within 4 Days |
| Silver Welcome Points | 1,000 Points | One Time Only | Within 4 Days |
| Upgrade to Private | 100,000 Points | One time only | during the first 3 days from next month |
| Upgrade to Platinum | 50,000 Points | One time only | during the first 3 days from next month |
| Upgrade to Gold | 30,000 Points | One time only | during the first 3 days from next month |
| Salary Account transfer | 5,000 Points | One Time Only | Within 4 Days |
| Average Monthly Balance | 0.0042 * Average monthly balance one time per month | (For Gold, platinum & Private Segments) | (Max by 10th of each month) |
| Birthday Points (Gold & Platinum) | 2,000 | One Time a Year | within 24 Hours from customer Birthday registered |
| Birthday Points (Private) | 5,000 | One Time a Year | within 24 Hours from customer Birthday registered |
Loans
| Transaction Type | Earn | Condition | Points Credited |
|---|---|---|---|
| Personal Finance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Car Finance | 50,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
| Home Finance | 100,000 Points | 5 transactions for the same loans | After 10 to 14 days when the loan has been credited |
(The points will be earned and credited to the customer’s account after the 10th day of finance disbursement date, and no later than the 14th day of finance disbursement date, provided that the credit of points will take place on a business day.)
SAIB Credit & Low Limit Cards
| Transaction Type | Earn | Condition | Points Credited |
|---|---|---|---|
| Travel Card purchase in KSA and GCC | 1 Point | For every 3 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| Travel Card purchase in Europe and UK | 1 Point | For every 3 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| Travel Card purchase in other countries | 1 Point | For every 3 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| VISA Platinum Credit Card cash withdrawal outside KSA | 2 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Platinum Credit Card purchase in KSA and GCC | 1.5 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Platinum Credit Card purchase in Europe and UK | 1.5 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Platinum Credit Card purchase in other countries | 2.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Signature Credit Card cash withdrawal outside KSA | 2 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Signature Credit Card purchase in KSA and GCC | 2 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Signature Credit Card purchase in Europe and UK | 2 Point | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Signature Credit Card purchase in other countries | 4.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Credit Card cash withdrawal outside KSA | 2 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Credit Card purchase in KSA and GCC | 2.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Credit Card purchase in Europe and UK | 2.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Credit Card purchase in other countries | 5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card cash withdrawal outside KSA | 2 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card purchase in KSA and GCC | 3.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card purchase in Europe and UK | 3.5 Points | For every 1 SAR spend (No limit) |
max by 14th of each month |
| VISA Infinite Privilege Credit Card purchase in other countries | 5.5 Points | For every SAR 1 spend (No limit) |
max by 14th of each month |
| VISA Shopping Card purchase in KSA and GCC | 1 Point | For every 4 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| VISA Shopping Card purchase in Europe and UK | 1 Point | For every 4 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
| VISA Shopping Card purchase in other countries | 1 Point | For every 3 SAR spend (No limit) |
After full settlement (from 1 to 15 days) |
* No WooW points are earned on Credit Card transactions for SADAD and bill payments via internet banking or ATM
* No WooW points are earned on transactions to add money to digital wallets
SADAD Payments
| Transaction Type | Earn | Condition | Points Credited |
|---|---|---|---|
| Phone Banking | Up to 200 Points | One time for each bill per month | Within 4 Days |
| SAIB ATM | Up to 100 Point | One time for each bill per month | Within 4 Days |
| Mobile App or Internet Banking | Up to 300 Points | One time for each bill per month | Within 4 Days |
| SADAD MOI- Phone Banking | 200 Points | Per payment (No limit) | Within 4 Days |
| SADAD MOI- ATM | 100 Points | Per payment (No limit) | Within 4 Days |
| SADAD MOI- Mobile App or Internet Banking | 300 Points | Per payment (No limit) | Within 4 Days |
Accounts
| Account Type | Private Welcome points |
| Earn | 10,000 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Travel Card purchase within KSA |
| Earn | 5,000 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Gold Welcome Points |
| Earn | 2,500 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Silver Welcome Points |
| Earn | 1,000 Points |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Upgrade to Private |
| Earn | 100,000 Points |
| Condition | One Time Only |
| Points Credited | during the first 3 days from next month |
| Account Type | Upgrade to Platinum |
| Earn | 50,000 Points |
| Condition | One Time Only |
| Points Credited | during the first 3 days from next month |
| Account Type | Upgrade to Gold |
| Earn | 30,000 Point |
| Condition | One Time Only |
| Points Credited | during the first 3 days from next month |
| Account Type | Salary Account transfer |
| Earn | 50,000 Point |
| Condition | One Time Only |
| Points Credited | Within 4 Days |
| Account Type | Average Monthly Balance |
| Earn | 0.0042 * Average monthly balance one time per month |
| Condition | (For Gold, platinum & Private Seegments) |
| Points Credited | (Max by 10th of each month) |
| Account Type | Birthday Points (Gold & Platinum) |
| Earn | 2,000 |
| Condition | One Time a Year |
| Points Credited | within 24 Hours from customer Birthday registered |
| Account Type | Birthday Points (Private) |
| Earn | 5,000 |
| Condition | One Time a Year |
| Points Credited | within 24 Hours from customer Birthday registered |
Loans
| Loan Type | Personal Finance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Car Finance |
| Earn | 50,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
| Loan Type | Home Finance |
| Earn | 100,000 Points |
| Condition | 5 transactions for the same loans |
| Points Credited | After 10 to 14 days when the loan has been credited |
(The points will be earned and credited to the customer’s account after the 10th day of finance disbursement date, and no later than the 14th day of finance disbursement date, provided that the credit of points will take place on a business day.)
SAIB Credit & Low Limit Cards
| Transaction Type | Travel Card purchase in KSA and GCC |
| Earn | 1 Point |
| Condition | For every 3 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Transaction Type | Travel Card purchase in Europe and UK |
| Earn | 1 Point |
| Condition | For every 3 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Transaction Type | Travel Card purchase in other countries |
| Earn | 1 Point |
| Condition | For every 3 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Platinum Credit Card cash withdrawal outside KSA |
| Earn | 2 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Platinum Credit Card purchase in KSA and GCC |
| Earn | 1.5 Point |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Platinum Credit Card purchase in Europe and UK |
| Earn | 1.5 Point |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Platinum Credit Card purchase in other countries |
| Earn | 2.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card cash withdrawal outside KSA |
| Earn | 2 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card purchase in KSA and GCC |
| Earn | 2 Point |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card purchase in Europe and UK |
| Earn | 2 Point |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Signature Credit Card purchase in other countries |
| Earn | 4.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Credit Card cash withdrawal outside KSA |
| Earn | 2 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Credit Card purchase in KSA and GCC |
| Earn | 2.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Credit Card purchase in Europe and UK |
| Earn | 2.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Credit Card purchase in other countries |
| Earn | 5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card cash withdrawal outside KSA |
| Earn | 2 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card purchase in KSA and GCC |
| Earn | 3.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card purchase in Europe and UK |
| Earn | 3.5 Points |
| Condition | For every 1 SAR spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Infinite Privilege Credit Card purchase in other countries |
| Earn | 5.5 Points |
| Condition | For every SAR 1 spend ( No limit ) |
| Points Credited | max by 14th of each month |
| Transaction Type | VISA Shopping Card purchase in KSA and GCCA |
| Earn | 1 Point |
| Condition | For every 4 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Transaction Type | VISA Shopping Card purchase in Europe and UK |
| Earn | 1 Point |
| Condition | For every 4 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
| Transaction Type | VISA Shopping Card purchase in other countries |
| Earn | 1 Point |
| Condition | For every 3 SAR spend ( No limit ) |
| Points Credited | After full settlement (from 1 to 15 days) |
* No WooW points are earned on Credit Card transactions for SADAD and bill payments via internet banking or ATM
* No WooW points are earned on transactions to add money to digital wallets
SADAD Payments
| Transaction Type | Phone Banking |
| Earn | Up to 200 Points |
| Condition | One time for each bill per month |
| Points Credited | Within 4 Days |
| Transaction Type | SAIB ATM |
| Earn | Up to 100 Point |
| Condition | One time for each bill per month |
| Points Credited | Within 4 Days |
| Transaction Type | Mobile App or Internet Banking |
| Earn | Up to 300 Points |
| Condition | One time for each bill per month |
| Points Credited | Per payment (No limit) |
| Transaction Type | SADAD MOI- Phone Banking |
| Earn | 200 Points |
| Condition | Per payment (No limit) |
| Points Credited | Within 4 Days |
| Transaction Type | SADAD MOI- ATM |
| Earn | 100 Points |
| Condition | Per payment (No limit) |
| Points Credited | Within 4 Days |
| Transaction Type | SADAD MOI- Mobile App or Internet Banking |
| Earn | 300 Points |
| Condition | Per payment (No limit) |
| Points Credited | Within 4 Days |
